The Clearing House - SVPCO
Other Services
Online Adjustments
Check Exchange
Fingerprint Services

Payment Services

The Clearing House is uniquely positioned to help financial institutions manage the migration of paper to electronic payments. We manage a full line of payment services including check clearing, electronic check presentment and check image exchange, ACH and wire.

SVPCO is the Check and Electronic Clearing Service of The Clearing House Payments Company.


paper - to - electronic


Operational Excellence and Service
Our systems meet the highest standards for efficiency and reliability with nearly 100% uptime year after year. It's just one of the reasons customers rate The Clearing House level of service as “excellent” – overall scores are consistently at or above 4.5 (on a 5 point scale)

Throughout our history, we've developed and implemented “the next great idea” to make your payments business successful. Recent innovations:

  • SVPCO Check Image Exchange
  • EPN Universal Payments Identification Code (UPIC)
  • CHIPS Remittance Information with Payments