WHY SVPCO?

SVPCO’s Image Payments Network is an industry utility, providing access to financial institutions of all sizes through a variety of connection options. It is the most efficient network – transmitting and settling images peer-to-peer, which is both secure and cost effective. It’s the only image exchange with a link to the Federal Reserve – giving you access to all image-enabled financial institutions nationwide.

How It Works
Check images are exchanged and settled through the SVPCO DTA. The DTA enables financial institutions to transmit check images directly to each other cost-effectively and without cumbersome centralized data processing.  The DTA works in conjunction with existing item-processing systems to link institutions into the network and enable institutions to directly exchange electronic image files.

Automated Settlement
SVPCO is the only image exchange with integrated, automated settlement, which eliminates the manual intervention required with other settlement arrangements. No bilateral agreements are needed because all participants follow a single set of rules.

With our online tools, you can see your net debit or credit position and view your position with all of the other participants at any time.

No matter where you are going with image exchange, SVPCO can help you get there.

Check out our Affiliate Program for first hand insights from many member organizations, FAQs or request more information on image exchange.